Caleb Hammer is a personal finance YouTuber.
Are we in a financial crisis or spending our way into one? Rising prices, growing debt, and shrinking savings are putting every generation under pressure. But what’s really to blame? A broken economy, bad money habits, or both? The answer could determine whether we’re headed for disaster, or still have time to turn things around.
Expect to learn if it is actually harder to make an manage money than ever before, what the hidden costs of bankruptcy are that nobody wants to talk about, why Gen Z is in more debt than any other generation, if most financial problems are psychological in nature, if lifestyle inflation has become a bigger problem than inflation itself, what the biggest financial red flags are when dating and much more…
Mentioned Books

A Common-Sense Guide to Living Rich....Instead of Dying Rich Imagine if by the time you died, you did everything you were told to. You worked hard, saved your money, and looked forward to financial freedom when you retir…
“I've never had this before. Fuck it. We bowl. Mm-hmm. Or I've never had this before it might be taken away I'm not gonna spend it that's us. Yeah, you read die with zero by Bill Perkins. No, oh, dude I know but I've run really fun. It's three hour read or listen or whatever and um he's just got some interesting ideas…”